take a little Cyberpunk with some rifts juicers and that is what the rich have access to.
the poor side of society. IE middle class and down have bad nock offs, drugs, meats you don’t want to know were it came from. body hack shops like in cyberpunk and things that openly go thump in the night in the dark that no one will do anything about, because money is everything. Money is a digital Cred.